Your personal spending in Nicaragua, Costa Rica, and Panama will include your food, drinks, shopping, entertainment and any activities outside of those included your FNEZ adventure.
For the entirety of your 40 Day Central American Adventure -- "Surf, Sun and Seistas", we recommend a budget of $1800 - $2800. Any travel budget will fluctuate between personalities, so ask yourself: "What type of traveller are you?"
The Hippie: Brings about $1800-$2000 for the 40 days. Eats local food, bargains well at the market, finds good prices on drinks and picks, and chooses their optional activities wisely! This traveler is often likely to continue travelling after their FNEZ trip is complete.
The Backpacker: $2000-$2400 spending money. A bit more frivolous, but is aware of their budget. Takes in most activities they are interested in, without going too extravagant. Likes to party, but always looking for a good deal.
The Rock Star: $2400 - $3000+: Not too worried about their budget, they'll do almost everything, including lavish amounts of shopping and partying often. There won't be too much holding them back from activities, as this is their trip and don't want to let anything pass them by.
To help you work out your own budget, here are some examples of prices in Latin America.
Breakfast - $6-$9
Lunch - $7-$12
Beer at the Store - $2
Beer in Bar- $4
Rum and Coke in a Bar $5-7
Bottle of Rum from the Bar (750ml)- $18-$20
1 Day Surf Board Rental- $15
Yoga- $10- $12
Zip Lining- $75
Lunch - $5-$12
Dinner - $8-$20
Beer at the store- $1-$2
Beer in bar- $2-$4
Rum and Coke in a bar $2-$6
Bottle of rum from the Bar (750ml)- $8-$20
1 Day Surf Board Rental- $10-$15
1 day Peddle Bike Rental- $10
Coral Surfing- $20-$302
Yoga $8- $10
Beer or Highball at the Bar $1.5
Bottle of Rum from the Store (750ml) $10
Bottle of Rum at the bar (750ml) $15
Dinner at a Restaurant $7-$15
Booze Cruise Sailing Trip $50
Open water Scuba Course (4 days) $305
Guided Snorkelling tour $30
Souvenir Hammock $10